SpareBank 1 SMN, along with its subsidiaries, offers banking, accounting, and real estate products and services to individuals and companies in Norway and internationally. Its offerings include deposits, savings and investment products, financing and real estate brokerage, vehicle financing and leasing, insurance, credit and debit cards, loans, structured products, and stock trading and international payment services. It also provides bank guarantees, documentary collection, foreign currency accounts, letters of credit, forward contracts, capital market and accounting services, and mobile, online, and other banking services. Products are distributed through physical branches, digital channels, and a customer service center. Founded in 1823, the company is headquartered in Trondheim, Norway.