Erste Group Bank AG offers banking and financial services to retail, corporate, and public sector clients. Its services include savings and current accounts, term deposits, consumer credit, mortgage lending, commercial real estate finance, investment loans, acquisition and leveraged finance, project finance, factoring, accounts receivable purchasing, working capital finance, structured trade finance, and ErsteConfirming, a supply chain finance solution. The company also provides interest and FX hedging, letters of credit, documentary collections, guarantees, cash management solutions, loan syndication, debt and equity capital market services, custody and brokerage services, and George, a digital retail product. It operates in Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and internationally, and was founded in 1819, based in Vienna, Austria.