REF Holdings Limited is an investment holding company that provides financial printing services in Hong Kong. Its services include typesetting, proofreading, translation, editing, copywriting, creative design and concept, printing, web submitting, media placement, and distribution. It also prints listing documents and IPO prospectuses, financial reports, circulars, announcements, compliance documents, corporate brochures, marketing collaterals, and other documents, and leases AGM/EGM conference rooms. Founded in 2010 and headquartered in Central, Hong Kong, the company is a subsidiary of Jumbo Ace Enterprises Limited.