CTBC Financial Holding Co., Ltd. and its subsidiaries operate in corporate and personal finance, life insurance, and other businesses across Taiwan, Asia, and North America. Its services include commercial banking, capital markets, customized financing, wealth management, credit, life insurance, and the design, provision, and trading of financial products. The company is also involved in deposits and loans, securities and futures, venture capital, asset management, lottery ticket issuance and sales, prize redemption, personal insurance, investment trusts, installment payment sales, leasing and accounts receivable, guarantees, debt and fund management, securities investment advisory, and wholesale business. Additionally, it provides educational supplies, musical instruments, recreational products, investment management consulting, financial leasing, product insurance, real estate leasing, elderly housing, home-based business and information software services, and hotel operations. The company was formerly known as ChinaTrust Financial Holding Co., Ltd. and changed its name to CTBC Financial Holding Co., Ltd. in June 2013. It was founded in 2002 and is headquartered in Taipei, Taiwan.