Bairong Inc

Bairong AI Inc. is an investment holding company that operates as an artificial intelligence (AI) technology services provider in China. It offers MaaS (Model as a Service), which uses discriminant AI to digitalize the know-your-customer and know-your-product processes for enterprises by analyzing users' risk, willingness, and capability, and BaaS (Business as a Service), which uses discriminant AI to analyze and stratify users into groups and develops generative AI-powered chatbots that interact with users in natural human languages. The company also provides digital intelligence services for the banking, consumer finance, wealth management, financial leasing, and e-commerce industries, and is involved in technology development, software and hardware products and network technology services, software development, data processing, big data, micro-loan, insurance and reinsurance brokerage, enterprise credit, asset management, and enterprise management consulting. Bairong AI Inc. was formerly known as Bairong Inc. and changed its name to Bairong AI Inc. in July 2026. It was founded in 2014 and is headquartered in Beijing, China.