Capital One Financial Corporation is the financial services holding company for Capital One, National Association, which provides financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. Deposit offerings include checking accounts, money market deposits, negotiable order of withdrawal accounts, savings deposits, time deposits, and sweep accounts, while loan products include credit card and personal loans, auto and retail banking loans, and commercial and multifamily real estate and commercial and industrial loans. The company also offers credit and debit card products, bank lending, and advisory, capital markets, net interchange, treasury management, and depository services to consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Founded in 1988, it is headquartered in McLean, Virginia.