Capital One Financial Corporation is a financial services holding company for Capital One, National Association, which provides financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company offers deposit accounts, credit card and personal loans, auto and retail banking loans, and commercial and multifamily real estate and commercial and industrial loans, along with credit and debit card products, bank lending, and advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Founded in 1988, it is headquartered in McLean, Virginia.