Capital One Financial Corporation is a financial services holding company for Capital One, National Association, providing financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company offers deposit accounts, credit and debit cards, personal and auto loans, commercial and multifamily real estate loans, and advisory, capital markets, treasury management, and depository services. Founded in 1988, it is headquartered in McLean, Virginia, and serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia.