Dime Community Bancshares, Inc. 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034

Dime Community Bancshares, Inc. is the holding company for Dime Community Bank, providing commercial banking and financial services. It accepts time, savings, and demand deposits from businesses, consumers, and local municipalities. The company offers commercial real estate, multi-family, residential mortgage, and construction and land loans, as well as letters of credit, secured and unsecured commercial and consumer loans, lines of credit, and home equity loans. It also invests in mortgage-backed securities, collateralized mortgage obligations, other asset-backed securities, U.S. Treasury securities, New York state and local municipal obligations, U.S. government-sponsored enterprise securities, and corporate bonds. Additionally, it provides deposit account registry services, insured cash sweep programs, FDIC insurance, merchant credit and debit card processing, ATM services, cash management, lockbox processing, online banking, remote deposit capture, safe deposit boxes, individual retirement accounts, investment products through a third-party broker-dealer, and title insurance broker services. Founded in 1910, it is headquartered in Hauppauge, New York.