B+S Banksysteme Aktiengesellschaft provides software solutions for banks and financial service providers. Its offerings cover mobile and online banking, payment transactions, documentary transactions such as letters of credit, collections and guarantees, and treasury trading products including foreign exchange spot and swap positions and interest rate positions. The company also supplies foreign currency and precious metal trading services, core banking services, risk management services, banking APIs, and software-as-a-service, license-as-a-service and banking-as-a-service solutions. Founded in 1982, it is headquartered in Munich, Germany.