Huntington Bancshares Incorporated Depositary Shares, Each Representing a 1/1000th Interest in a Share of 5.50% Series L Non-Cumulative Perpetual Preferred Stock

Huntington Bancshares Incorporated is the bank holding company for The Huntington National Bank, providing commercial, consumer, and mortgage banking services. It offers deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, and insurance to consumer and business customers. The company also provides digitally powered financial solutions and services such as 24-Hour Grace, Asterisk-Free Checking, Money Scout, $50 Safety Zone, Standby Cash, Early Pay, Instant Access, Savings Goal Getter, and Huntington Heads Up. Founded in 1866, it is headquartered in Columbus, Ohio.