Katapult Holdings, Inc. operates a lease-to-own platform for nonprime consumers in the United States. Its platform connects retailers and e-commerce platforms so non-prime customers can purchase everyday durable goods. It also offers Katapult Pay, a point-of-sale integration and mobile app that uses virtual credit card technology to let consumers shop durable goods merchants in an in-app marketplace. The company serves customers through direct integration, waterfall integration, mobile app, and text-to-checkout channels. It was formerly known as Cognical Holdings, Inc. and changed its name to Katapult Holdings, Inc. in February 2020, and is headquartered in Plano, Texas.