MFA Financial Inc

MFA Financial, Inc. is a real estate investment trust operating in the United States through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment is a stand-alone mortgage origination and servicing business that originates and services business purpose loans for real estate investors and engages in related mortgage banking activities. The company also offers residential whole loans, including purchased credit deteriorated and non-performing loans, and mortgage servicing rights-related assets. Its investment activities are funded through a combination of securitization transactions, term loan warehouse financing, and repurchase agreement financing. MFA Financial qualifies as a real estate investment trust for federal income tax purposes and generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 1997 and is based in New York, New York.