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NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2031

NewtekOne, Inc. is the bank holding company for Newtek Bank, National Association, serving the small- and medium-sized business market under the Newtek and NewtekOne brands. It accepts demand, savings, NOW, money market, and time deposits, and provides loans including U.S. Small Business Administration loans, commercial and industrial loans, and commercial real estate loans. The company also offers electronic payment processing services such as credit and debit card processing, check approval, processing equipment, software, and cloud-based point-of-sale systems for various businesses, as well as wholesale brokerage insurance agency services, payroll management, and related payment and tax reporting services. Formerly known as Newtek Business Services Corp., it changed its name to NewtekOne, Inc. in January 2023, was founded in 1998, and is headquartered in Boca Raton, Florida.

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