PayPay Corporation is a digital finance platform providing payment and financial services in Japan. It operates through two segments: Payment and Financial Service. The Payment segment offers payment settlement and related services via the PayPay app, as well as credit payment services such as revolving and installment options and cash advances. The Financial Service segment provides internet banking, securities intermediary, PayPay Point investment-related services, and loan management. Incorporated in 2018 and headquartered in Shinjuku, Japan, the company serves users and merchants under the PayPay brand.