SANTANDER UK 10 3/8% CUM IRRD PRF

Santander UK plc provides banking and financial products and services to personal, business, and corporate customers in the United Kingdom through its subsidiaries. For individuals, it offers current accounts, credit cards, insurance, loans, mortgages, savings, investments, and digital banking. For businesses, it provides current accounts, credit cards, savings, borrowings, financing, insurance, card payments, and other services, while corporates receive treasury, trade, and financing services. Formerly known as Abbey National Plc, it changed its name to Santander UK plc in January 2010, was incorporated in 1988, is based in London, United Kingdom, and operates as a subsidiary of Santander UK Group Holdings plc.