Two Harbors Investment Corp. invests in, finances, and manages mortgage servicing rights (MSRs), agency residential mortgage-backed securities (RMBS), and other financial assets through RoundPoint in the United States. Its target assets include agency RMBS collateralized by fixed-rate, adjustable-rate, or hybrid mortgage loans, as well as other mortgage-related assets such as non-agency securities and non-hedging transactions. The company qualifies as a REIT for federal income tax purposes. Incorporated in 2009 and headquartered in Saint Louis Park, Minnesota, it became a subsidiary of CrossCountry Mortgage, LLC as of August 25, 2026.