SoFi Technologies reported a record second quarter of 2026, with loan originations hitting $14.8 billion, up 69% year over year, and revenue growing 42.6% year over year, prompting management to raise full-year guidance. CEO Anthony Noto called Q2 "a clear inflection point for SoFi," citing members up 35% year over year, products per member at an all-time high of 1.54, and fee-based revenue of $472.3 million, or 39% of the total. The company guided to 32% to 35% revenue growth in 2026 and a medium-term adjusted EPS CAGR of 38% to 42%, while the 2027 consensus EPS estimate has risen from $0.7802 ninety days ago to $0.8276 today on 5 upward revisions in the trailing 30 days. Despite the results, SOFI shares closed at $17.07 on September 15, 2026, down 34.8% year to date, and the analyst consensus 12-month price target sits at $20.34, split across 3 strong buy, 5 buy, 12 hold, 2 sell, and 2 strong sell ratings. SoFi has beaten or met consensus in 5 of the last 6 quarters, including a 9.89% beat in Q2 2026 and a 33.5% beat in Q3 2025, and has now posted 19 consecutive quarters above the Rule of 40.
SoFi Technologies Inc.SoFi posted record Q2 2026 originations and revenue, raised full-year guidance, and saw upward 2027 EPS revisions.
