Affirm Holdings shares jumped 8.5% in after-hours trading Thursday after the buy now, pay later lender reported fiscal Q4 earnings that included a nearly $1.5 billion tax benefit and issued strong guidance for fiscal 2027 and Q1. The company posted GAAP EPS of $4.77, up from $0.30 in the prior quarter, and total net revenue of $1.17 billion, beating the $1.11 billion consensus. Gross merchandise volume climbed to $14.1 billion, exceeding the $13.4 billion Visible Alpha consensus, and active consumers rose 20% year over year to 27.8 million. Affirm also named Michael Linford, previously chief operating officer, as co-president, while Libor Michalek continues as president. For fiscal 2027, the company expects GMV of more than $64 billion, compared with $50.2 billion in fiscal 2026, and an adjusted operating margin above 30.5%.
Affirm Holdings IncQ4 earnings beat with tax benefit and strong guidance for fiscal 2027
