Bank of America CorpBank of America tops the scorecard for best-in-class digital banking features for small businesses.
Bank of America remains first in Keynova Group's 2026 Small Business Digital Banker Scorecard, which evaluates the online and mobile experience offered to small businesses by the top 11 national and regional banks. The annual benchmark finds banks are providing a wider range of purpose-built payments and cash flow solutions, including faster payments, transfers, and advanced invoicing with expanded receivables options. Bank of America stands out for best-in-class account opening, integrated third-party business apps, cash flow reports, and the depth of its mobile virtual assistant's support for small business customers. Among the 11 banks evaluated, 30% now enable customers to request incoming ACH payments, while only Chase, Citi, and U.S. Bank offer instant payments via the Real-Time Payments network. Nearly 40% of banks allow small businesses to accept incoming card payments directly into deposit accounts, and over one-third provide a comprehensive receivables solution with integrated invoicing and reporting.
Bank of America CorpBank of America tops the scorecard for best-in-class digital banking features for small businesses.
U.S. BancorpU.S. Bank is one of three banks offering instant payments via the Real-Time Payments network.
Citigroup Inc.Citi is one of three banks offering instant payments via the Real-Time Payments network.
JPMorgan Chase & CoChase is one of three banks offering instant payments via the Real-Time Payments network.