Bank of Zhengzhou recently disclosed its mid-2026 results, achieving double growth in operating revenue and net profit attributable to shareholders, with continued improvement in asset quality. As of the end of June, the bank's total assets stood at 790.7 billion yuan, up 6.32% from the end of the previous year; operating revenue was 6.759 billion yuan, up 1.04% year on year; net profit attributable to shareholders was 1.677 billion yuan, up 3.03% year on year. Total liabilities were 731.942 billion yuan, up 6.57%, of which total deposit principal absorbed was 514.126 billion yuan, up 11.02%, with personal deposits rising to 59.70% of the total. Net interest income was 5.527 billion yuan, up 3.29% year on year, accounting for 81.76% of operating revenue; the average cost rate of deposits absorbed fell to 1.79%, down 26 basis points year on year. The non-performing loan ratio was 1.68%, down 0.03 percentage points from the end of the previous year; the provision coverage ratio was 193.61%, up 7.80 percentage points. The capital adequacy ratio was 11.32%, meeting regulatory requirements. In addition, the bank's technology loan balance was 33.308 billion yuan, inclusive small and micro enterprise loan balance was 55.077 billion yuan, and agriculture-related loan balance was 55.919 billion yuan, up 8.13% from the end of the previous year.
Bank of Zhengzhou Co Ltd Class ABank reports double growth in revenue and net profit, improved asset quality
