Capital One Financial Corporation has posted a summary of its company-run stress test results on its website, reflecting its modeling of the severely adverse scenario published by the Federal Reserve. The Federal Reserve announced in February 2026 that it is maintaining stress capital buffer requirements for all participating firms at their current levels until September 30, 2027, so Capital One's stress capital buffer will remain at 4.5% until that date absent further action. That 4.5% buffer was calculated prior to the close of the Discover acquisition and is based on stand-alone Capital One.
Capital One Financial CorporationCapital One's stress test results show its capital buffer remains at 4.5% until 2027, with no change in requirements; impact is neutral as it confirms status quo.