China Everbright Bank released its 2026 interim report. Net profit attributable to shareholders in the first half was 18.71 billion yuan, down 24% year on year. Operating income was 63.07 billion yuan, down 4.3% year on year, of which net interest income was 46.87 billion yuan, up 3.2% year on year, and non-interest net income was 16.2 billion yuan, down 20.9% year on year. As of the end of the second quarter, total assets were 7.25 trillion yuan, up 1.20% from the end of the previous year. Total principal of loans and advances was 4.07 trillion yuan, up 2.21%. The non-performing loan ratio was 1.44%, up 0.17 percentage points from the end of the previous year. The provision coverage ratio was 150.02%, down 24.12 percentage points. The company said it continued to expand in areas such as technology finance, green finance, and inclusive finance, deepened its presence in pension finance and digital finance, and achieved growth in both retail assets under management and wealth management product assets under management.
China Everbright Bank Co LtdNet profit attributable to shareholders fell 24% year on year, with non-interest income down 20.9% and NPL ratio up.
