Chongqing Rural Commercial Bank released its 2026 interim report, showing first-half net profit attributable to shareholders of 8.17 billion yuan, up 6.1% year-on-year. Operating revenue was 15.89 billion yuan, up 7.8% year-on-year; net interest income was 13.53 billion yuan, up 15.2% year-on-year; non-interest net income was 2.36 billion yuan, down 21.1% year-on-year. As of the end of the second quarter, total assets were 1.79 trillion yuan, up 7.35% from the end of the previous year; the book balance of loans and advances was 844.746 billion yuan, up 5.95% from the end of the previous year; the non-performing loan ratio was 1.05%, down 0.03 percentage points from the end of the previous year; the provision coverage ratio was 357.47%, down 9.79 percentage points from the end of the previous year. The balance of technology loans was 107.421 billion yuan, remaining first among local corporate banks; the pension finance specialty product 'Kangyang Loan' was officially launched.
Chongqing Rural Commercial Bank CoFirst-half net profit up 6.1% y/y, revenue up 7.8%, NII up 15.2%, NPL ratio down.
