Credit Card Stocks Q1 Teardown: Synchrony Financial Misses, Bread Financial Leads

Earnings
โดย Yahoo Finance·Read original
Summary · why it matters

Synchrony Financial reported first-quarter revenues of $3.70 billion, flat year on year and 2.4% below analyst expectations, making it the slowest revenue grower among the six credit card stocks tracked. Bread Financial posted the best results with revenues of $1.02 billion, up 4.9% year on year and beating estimates by 2.3%, while American Express had the weakest performance against estimates with revenues of $17.66 billion, up 11.6% but missing by 5.1%. Mastercard and Visa both exceeded expectations, with Mastercard reporting $8.40 billion in revenues, up 15.8% and beating by 1.8%, and Visa reporting $11.23 billion, up 17.1% and beating by 4.5%, the largest beat among peers. As a group, the six credit card stocks saw revenues in line with consensus and their share prices have held steady, rising 4.7% on average since reporting.

Impact on stocks 8

Digital Finance & Tokenization± Mixed · 5 stocks
American Express Company
AXP
▼ NegativeCapitalrelevance

Revenue missed estimates by 5.1%, the weakest performance vs expectations among peers.

Mastercard Inc
MA
▲ PositiveCapitalrelevance

Revenue beat estimates by 1.8% and grew 15.8% YoY, exceeding expectations.

Visa Inc. Class A
V
▲ PositiveCapitalrelevance

Revenue beat estimates by 4.5% and grew 17.1% YoY, the largest beat among peers.

Financials▼ · 1 stocks
Synchrony Financial
SYF
▼ NegativeCapitalrelevance

Revenue missed estimates by 2.4% and was flat YoY, the slowest grower among peers.

Artificial Intelligence▲ · 1 stocks
Consumer Discretionary▲ · 1 stocks
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