Thai Credit PclCREDIT
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First-half net profit surged 17.8% driven by strong loan growth and stable NIM.
Impact on stocks 1
Financials
Thai Credit PclThai Credit Bank, or CREDIT, reported a first-half 2026 net profit of 2.1539 billion baht, an increase of 17.8 percent from the same period last year. Second-quarter net profit stood at 989.3 million baht, up 6.9 percent. The growth was driven by a 6.8 percent rise in interest income, following a 13.1 percent expansion in total loans to 194.0805 billion baht, with Micro SME loans growing as much as 13.9 percent. The net interest margin remained strong at 7.1 percent, while the non-performing loan ratio was 4.3 percent, still below the target of 4.5 percent. The bank is confident that full-year loan growth will be in double digits, while keeping NPLs within the target range.
Thai Credit PclFirst-half net profit surged 17.8% driven by strong loan growth and stable NIM.