EZCORP Q3 adjusted EBITDA rises 48% to $65.6 million on record pawn lending

EarningsM&A · Partnership
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Summary · why it matters

EZCORP reported third-quarter fiscal 2026 results with adjusted EBITDA climbing 48% year over year to $65.6 million and adjusted diluted earnings per share rising 47% to $0.47. Total revenue increased 31% to $408.4 million, driven primarily by core pawn operations, where revenue rose 24% and gross profit grew 28%. Pawn loans outstanding reached a record $382 million, up 31%, while consolidated merchandise margin expanded 190 basis points to 38%. The company raised its ownership in SMG to 100% during and after the quarter and plans to integrate its systems while pursuing further Latin American acquisitions and de novo store expansion.

Impact on stocks 1

Financials · 1 stocks
EZCORP Inc
EZPW
▲ PositiveCapitalrelevance

Q3 adjusted EBITDA up 48%, EPS up 47%, revenue up 31%, and record pawn loans outstanding.

Off-coverage companies 1

Simple Management Group, Inc. (SMG)Private▲ Positive
Capitalrelevance

EZCORP raised its ownership in SMG to 100%, indicating full control and integration plans.