Fair Isaac Corporation announced that Optimal Blue has integrated FICO Score 10T into its capital-markets platform. The integration enables lenders to use the score for pricing, eligibility decisions, hedging, trading, and loan-portfolio valuation across the mortgage lifecycle. Optimal Blue supports about 60% of the top 50 U.S. mortgage lenders. The move embeds FICO Score 10T more deeply in lending infrastructure, making it harder to replace than a score used only at origination. FICO also offers Score 10T alongside its classic score through a free-access program, allowing lenders to test it before wider implementation.
Fair Isaac CorporationIntegration into Optimal Blue platform deepens FICO Score 10T's use in mortgage lending, increasing adoption and stickiness.
Optimal Blue integrates FICO Score 10T, enhancing its platform's capabilities for lenders.