ICICI Bank LimitedIBN
▲ PositiveCapitalrelevance
Core operating profit and profit before tax excluding treasury grew strongly, with healthy deposit and loan growth.

ICICI Bank reported a 20.9% year-on-year increase in profit before tax excluding treasury to Rs.189.75 billion for the first quarter of fiscal 2027. Core operating profit grew 15.6% to Rs.202.35 billion, while total deposits rose 14% and the retail loan portfolio expanded 12%. The net NPA ratio edged up to 0.35% from 0.33% in the prior quarter, with net additions of Rs.27.07 billion to gross NPAs, and the credit card portfolio declined 1.9% year-on-year. The bank maintained a strong capital position with a CET1 ratio of 16.19% and a total capital adequacy ratio of 16.84%.
ICICI Bank LimitedCore operating profit and profit before tax excluding treasury grew strongly, with healthy deposit and loan growth.