ING Groep NV posted a return on tangible equity of 17% in the second quarter of 2026, driven by a 10% year-on-year increase in total income and an 8% quarter-on-quarter rise. Commercial net interest income grew by 114 million euros from the prior quarter and was 10.7% higher year-on-year, while fee income climbed 14% year-on-year, with retail banking fees up 16% and wholesale banking fees up 11%. Net core lending expanded by 15.2 billion euros, led by 12.1 billion euros from retail banking, and net core deposits rose by 15.9 billion euros, fueled by a 16.7 billion euro inflow in retail banking. Risk costs remained low at 279 million euros, or 15 basis points of average customer lending, and the CET1 ratio improved to 13.1%, generating 65 basis points in the quarter. The bank upgraded its 2026 outlook, now expecting commercial net interest income between 16.8 billion and 17 billion euros, total income above 24.5 billion euros, and a return on tangible equity above 15%, while its 2027 outlook was raised to total income above 26 billion euros and a return on tangible equity above 16%.
ING Group NV ADRING reports strong Q2 2026 results with 17% ROTE and upgrades 2026 and 2027 outlooks.
ING Groep NVING reports strong Q2 2026 results with 17% ROTE and upgrades 2026 and 2027 outlooks.