LexinFintech Q2 EPS $0.11, Revenue $469.71M, Warns Q3 Loss

Earnings
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Summary · why it matters

LexinFintech Holdings reported second-quarter 2026 non-GAAP earnings per ADS of $0.11 on revenue of $469.71 million, down 11.2% year over year. The company's installment e-commerce platform GMV rose 15.5% to RMB2,342 million, while total loan originations increased 4.8% to RMB55.4 billion. Registered users reached 253 million, up 7.2%, and active users grew 6.1% to 5.0 million. Looking ahead, LexinFintech anticipates third-quarter loan originations to decrease significantly quarter over quarter and may incur a net loss due to ongoing industry and regulatory uncertainties.

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