Personal loan stocks post strong Q1 with revenues beating estimates by 7%

Earnings
โดย Yahoo Finance·Read original
Summary · why it matters

The nine personal loan stocks tracked by this publication reported a strong first quarter, with aggregate revenues surpassing analysts' consensus estimates by 7% and next-quarter revenue guidance coming in 0.7% above expectations. OneMain Holdings reported revenues of $1.26 billion, up 6.6% year on year and in line with estimates, but delivered the slowest revenue growth of the group. Sezzle was the best performer, with revenues of $135.5 million beating estimates by 5.3% and full-year EPS guidance exceeding expectations, while Affirm was the weakest despite revenues of $1.04 billion exceeding estimates by 4.3%, as it significantly missed EPS estimates. Atlanticus Holdings achieved the fastest revenue growth at 87.2% to $556.8 million but had the weakest performance against analyst estimates, and FirstCash reported revenues of $1.05 billion, up 25.7% and beating estimates across EBITDA and EPS. Since their latest earnings results, personal loan stocks have seen share prices rise 24% on average.

Impact on stocks 5

Financials · 3 stocks
FirstCash Inc
FCFS
▲ PositiveCapitalrelevance

FirstCash reported revenues up 25.7% and beat estimates across EBITDA and EPS.

OneMain Holdings Inc
OMF
± MixedCapitalrelevance

OneMain revenues were in line with estimates and had slowest growth, but no negative surprise.

Digital Finance & Tokenization · 2 stocks
Affirm Holdings Inc
AFRM
± MixedCapitalrelevance

Affirm beat revenue estimates by 4.3% but significantly missed EPS estimates, creating mixed signals.

Sezzle Inc.
SEZL
▲ PositiveCapitalrelevance

Sezzle beat revenue estimates by 5.3% and exceeded full-year EPS guidance expectations.