Supervest is calling on private credit investors to reassess how artificial intelligence could reshape the cash flows backing their portfolios. The firm warns that many institutional private credit portfolios hold significant exposure to software companies, technology-enabled services, and professional services firms whose revenues may face pressure as AI reduces the scarcity of human intelligence. Supervest highlights that public markets are already repricing certain software business models, a trend that could eventually affect private credit borrowers tied to the same knowledge-economy drivers. In contrast, the firm points to Main Street businesses such as medical practices, specialty contractors, and home service providers as sectors less exposed to direct AI displacement, noting that its own platform has facilitated over 50,000 funding transactions representing more than $2 billion in capital to such businesses. Supervest emphasizes that understanding the source and durability of cash flows will become increasingly important as AI reshapes the economy.
Supervest's platform has facilitated over 50,000 funding transactions to Main Street businesses, which are highlighted as less exposed to AI displacement, potentially increasing demand for its services.