TBC Bank Group PLC reported a Q2 2026 net profit of GEL386 million, up 12% year-on-year, with a return on equity of 23.6% marking its 14th consecutive quarter above 23%. H1 2026 net profit reached GEL751 million, up 13% year-on-year, on a 23.5% return on equity, while total operating income rose 10% year-on-year in the quarter and net interest income climbed 13%, with Georgia net interest income up 19%. The group's cost-to-income ratio improved to 38.8% in Q2 2026, down almost 2 percentage points quarter-on-quarter, and the company declared a Q2 dividend of GEL1.75 per share, bringing H1 2026 total dividends to GEL3.5 per share, up 8% year-on-year. Group NPLs rose 0.3 percentage points to 3.3% on deterioration in Uzbekistan, where cost of risk is expected to rise to low mid-teens in Q3 2026 before improving from Q4, and group digital monthly active users fell 6% year-on-year to 7.2 million even as Georgia digital MAU rose 19%. Gross loans grew 12% year-on-year on a constant currency basis, with Georgia loans up 14% and Uzbekistan's book stabilizing and returning to growth, while customer deposits rose 15% year-on-year on a constant currency basis.
TBC Bank Group PLCTBC Bank reported Q2 2026 net profit of GEL386m, up 12% y/y, with 23.6% ROE and a GEL1.75/share dividend.
Taishin Financial Holding Co Ltd