A new Key Wealth poll finds that nearly two-thirds of mass affluent Americans who expect an inheritance are making financial decisions based on it, even though most have never confirmed one is coming. The 2026 Inheritance Pulse Poll shows that 64% of Mass Affluent Inheritors say an anticipated windfall is reshaping their financial choices, and 36% have already saved or invested at least $100,000 less because of it. Only 34% formed their expectations through a direct family conversation with specific figures, timing, or conditions, while half of those who never discussed it say they do not want to appear to be counting on the money. The poll also reveals a preparedness gap among women, who are set to inherit more but are less likely to have discussed inheritance with a financial advisor or to consider it a significant part of their long-term plan.
KeyCorpThe poll highlights Key Wealth's research and positions KeyCorp as a thought leader in wealth management, potentially attracting clients.