Visa Inc. Class AVisa initiated the collaboration to develop an interoperable Know-Your-Agent framework, building on its Trusted Agent Protocol, which could reduce fragmentation and support transaction growth.
Visa Inc. has initiated collaboration with Ant International and Mastercard Incorporated to develop an interoperable Know-Your-Agent framework aimed at streamlining agent identification and onboarding across card networks, digital wallets, agent platforms and marketplaces while allowing each network to retain its own verification and risk controls. Under the framework, each agent would be linked to a validated operator, cardholder or business, with shared certification requirements assessing security and behavior and continuous transaction monitoring supporting ongoing risk evaluation. The collaboration builds on Visa's Trusted Agent Protocol, Mastercard's Verifiable Intent and Ant International's Agentic Mobile Protocol, and the companies will work through BuildFin.ai, an industry platform convened by the Monetary Authority of Singapore. Visa already offers Trusted Agent Protocol and Intelligent Commerce solutions for secure agent-initiated transactions, and the company says interoperability could reduce fragmentation and support transaction growth across its network. Mastercard's Verifiable Intent framework and American Express's ACE developer kit and Agent Purchase Protection are cited as competing efforts in agentic commerce.
Visa Inc. Class AVisa initiated the collaboration to develop an interoperable Know-Your-Agent framework, building on its Trusted Agent Protocol, which could reduce fragmentation and support transaction growth.
Mastercard IncMastercard is collaborating on an interoperable Know-Your-Agent framework, building on its Verifiable Intent framework, to streamline agent identification and onboarding.
American Express CompanyAmerican Express's ACE developer kit and Agent Purchase Protection are cited only as competing efforts in agentic commerce, not as a participant in the framework.
Ant International is collaborating on the Know-Your-Agent framework, contributing its Agentic Mobile Protocol for agent identification and onboarding.