Wells Fargo & CompanyAnalyst model suggests 25% undervaluation with intrinsic value $118 vs price $88, plus tokenized deposits launch as growth effort.

Wells Fargo stock may be undervalued by about 25 percent based on an Excess Returns model, with an intrinsic value estimate of roughly 118 dollars and 5 cents per share compared to a recent price around 88 dollars. The model uses a book value of 54 dollars and 43 cents per share and a stable earnings estimate of 8 dollars and 25 cents per share, based on forecasts from 17 analysts. The planned launch of blockchain-based tokenized deposits for corporate clients is a concrete growth effort, though execution risk may explain why the market has not priced the stock closer to the model's estimate. On a price-to-earnings basis, Wells Fargo trades at 12.4 times, slightly above the industry average of 12.2 times but below a fair P/E estimate of 15.1 times, consistent with the undervaluation signal. Broader checks show the stock screens as undervalued in four of six measures, presenting a mixed but positive setup.
Wells Fargo & CompanyAnalyst model suggests 25% undervaluation with intrinsic value $118 vs price $88, plus tokenized deposits launch as growth effort.