The XRPL Foundation's Head of Community and dUNL validator Vet announced that native lending and privacy tools are coming to the XRP Ledger. Vet published a detailed breakdown of the forthcoming upgrades, which will introduce credit and privacy features directly on the XRP-oriented blockchain. The announcement signals a significant expansion of the ledger's functionality beyond payments and token issuance. No specific launch date or technical specifications were provided in the announcement.