XRP is trading near a 52-week low of $1, down more than 72% from its summer 2025 highs. Prediction market traders on Polymarket give XRP a 47% chance of dropping to $0.80, a 20% chance of dropping to $0.60, and an 8% chance of dropping to $0.40. The article notes that a major new crypto bill, the Clarity Act, is stalled in Congress, and suggests that if XRP drops below $1, investors should wait for further declines before buying. It also says XRP has traded more like a meme coin recently, and that it is too early to recommend buying the dip.