It has come to light that Zentoshin, a credit card payment processing service that has entered bankruptcy proceedings, engaged in earnings manipulation totaling approximately 63 billion yen. In order to maintain loans from financial institutions, the company submitted financial statements that differed from its actual financial condition through methods such as recording fictitious deposits. The manipulation had been carried out for at least 20 years, and as of the end of March 2026, the company is believed to have fallen into negative net worth of around 60.5 billion yen. The detailed circumstances leading to the bankruptcy were revealed in a bankruptcy petition obtained by Jiji Press.