Three AI models expect XRP to close below $1 before the end of September, with ChatGPT and Gemini putting the odds at 75% and Claude at 65%. Their bottom calls range from $0.55 to $0.80, with ChatGPT at $0.78, Claude at $0.80 and Gemini the furthest out at $0.55. The models cited crowded stop-loss orders at the round number, a 23.2% drop in XRP Ledger daily active addresses in the first half of the year, and a 93% weekly decline in XRP ETF inflows to $1.01 million. The September 15 CLARITY Act Senate vote is XRP's only remaining 2026 catalyst, and a failed vote could trigger another multi-year stretch below $1.