Banca Popolare di Sondrio S.p.A. is an Italian bank that, along with its subsidiaries, offers banking products and services to households, small and medium-sized enterprises, and institutions. Its offerings include accounts, loans, factoring, investments, savings, cards, pension funds, consulting, e-money, payment systems, leasing, treasury and cash management, and business consulting. It also provides insurance, value-added services, training, trade finance, liquidity management, financial risk coverage, internationalization services, services for professionals, and digital services including mobile payments. Founded in 1871 and headquartered in Sondrio, Italy, it is a subsidiary of BPER Banca SpA.