Berner Kantonalbank AG offers banking products and services to private individuals and corporate customers in Switzerland. Its offerings include savings and payment accounts, mortgages and financing, business and investment loans, real estate financing, retirement accounts, investment products, pension solutions, insurance and guarantees, capital goods leasing, bank and credit cards, and asset management services such as strategy consulting, portfolio optimization, investment advisory, investment funds, and securities accounting. It also trades in stocks, bonds, derivatives, foreign exchange, and money market instruments. Formerly Kantonalbank von Bern, it changed its name to Berner Kantonalbank AG in 1991; it was founded in 1834 and is headquartered in Bern, Switzerland.