Banca Sistema S.p.A

Banca Sistema S.p.A. provides business and retail banking products and services in Italy. Its offerings include factoring services such as non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management, as well as online factoring. The company also offers banking solutions including current and securities accounts, time deposits, salary- and pension-backed loans, collateralized loans, and auction house services. Founded in 2011 and based in Milan, Italy, it has operated as a subsidiary of Banca CF+ S.p.A. since March 13, 2026.