Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities, while the Life segment provides term, universal, whole, and variable life products. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, company-owned life insurance policies, and funding agreements. Founded in 1863, the company is headquartered in Charlotte, North Carolina.