BV Financial, Inc. is the holding company for BayVanguard Bank, which provides financial services to individuals and businesses in the United States. Its deposit offerings include noninterest-bearing and interest-bearing checking accounts, money market accounts, savings accounts, and certificates of deposit. Loan products cover real estate, home equity, construction, lot, auto, boat, and other personal loans, as well as personal credit cards and commercial lending such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans. The company also offers ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. Founded in 1873, BV Financial, Inc. is headquartered in Baltimore, Maryland.