Bridgewater Bancshares Inc. Depositary Shares Each Representing a 1/100th Interest in a Share of 5.875% Non-Cumulative Perpetual Preferred Stock Series A

Bridgewater Bancshares, Inc. is the bank holding company for Bridgewater Bank, which provides banking products and services in the United States. It offers commercial loans, including those secured by nonfarm nonresidential, multifamily residential, and nonowner-occupied single-family residential properties, as well as construction, land development, commercial and industrial, and commercial real estate loans. The company also provides deposit products such as savings and money market accounts, demand deposits, time and brokered deposits, transaction accounts, and certificates of deposit, along with online, mobile, and direct banking services. Incorporated in 2005, it is headquartered in Saint Louis Park, Minnesota.