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The Baldwin Insurance Group, Inc.

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

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Baldwin Insurance Group Q2 Results Spark Debate Over Full Valuation

Baldwin Insurance Group posted second-quarter 2026 results featuring strong top-line growth and higher adjusted EBITDA alongside a wider net loss and a renewed focus on efficiency and integration. The most-followed analyst narrative pegs fair value at $29.33, about 5.4% above the last close of $27.74, though price targets range from $23.00 to $40.00. On a price-to-sales basis, the stock trades at roughly 1.5 times sales versus the US insurance industry average of 1.2 times and a fair ratio of 1.0 times, pointing to valuation risk if growth or margins disappoint. The shares have returned 25.92% over the past 90 days and 16.65% year to date, even as the one-year total shareholder return shows a decline of 21.44%.
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Simply Wall St·25dRead more ▾
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Baldwin Insurance projects Q3 adjusted EPS of $0.42 to $0.46 on revenue of $485 million to $495 million

The Baldwin Insurance Group guided third-quarter adjusted diluted earnings per share of $0.42 to $0.46 on revenue of $485 million to $495 million, with mid-single-digit organic revenue growth. CFO Bradford Hale said full-year consolidated guidance remains largely unchanged, and the company now expects mid-single-digit organic growth for the full year, exiting with fourth-quarter growth at high single digits or greater. The updated organic-growth outlook reflects revenue impacts from structural changes at legacy IAS as part of the CAC integration, which CEO Trevor Baldwin said caused approximately $8 million of annualized revenue attrition and an anticipated $4 million to $5 million back-half revenue impact. In the second quarter, total revenue was $493 million, adjusted EBITDA rose 37% to $117 million, and adjusted diluted EPS was $0.48, while GAAP net loss attributable to Baldwin was $39 million, or $0.42 per share. The company also deployed an additional $80 million to repurchase about 4 million shares, bringing total buybacks under its $250 million program to roughly half, and ended the quarter with net leverage of approximately 4.5 times.
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Seeking Alpha·27dRead more ▾
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Baldwin Insurance Group Faces Margin Pressure and High Debt, Analysts Say Avoid

Analysts at StockStory recommend avoiding Baldwin Insurance Group, citing three key concerns. The company's adjusted operating margin has remained stagnant over five years and was negative 5.1% over the trailing 12 months, while its free cash flow margin dropped by 5.1 percentage points over the same period to breakeven. Additionally, Baldwin Insurance Group carries $2.63 billion in debt against only $456.1 million in cash, resulting in a net-debt-to-EBITDA ratio of 6 times. The stock trades at 12.4 times forward earnings, but the analysts see better opportunities elsewhere.
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StockStory·49dRead more ▾
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Arthur J. Gallagher Touted as Top Services Stock While Baldwin Insurance and CoStar Flagged as Risky

StockStory identifies Arthur J. Gallagher as a business services stock poised to beat the market, while naming Baldwin Insurance Group and CoStar Group as risky. Arthur J. Gallagher, with a market cap of $56.76 billion, posted annual revenue growth of 19.1% over the last two years and earnings per share compounding at 18.5% annually over five years, and trades at 15.3 times forward price-to-earnings. Baldwin Insurance Group, valued at $1.80 billion, saw its free cash flow margin shrink by 5.1 percentage points over five years and carries a 6 times net-debt-to-EBITDA ratio, with shares at $24.19 implying a 10.7 times forward P/E. CoStar Group, at a $13.33 billion market cap, experienced a 1.6% annual decline in earnings per share over five years and a 17.4 percentage point drop in free cash flow margin, trading at $30.65 per share or 20 times forward P/E.
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StockStory·64dRead more ▾
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Baldwin Insurance Group Stock Surges 19% on Take-Private Exploration and JPMorgan Upgrade

Shares of Baldwin Insurance Group jumped 19.3% after reports that the insurance brokerage has retained advisers to explore strategic options including a potential take-private transaction backed by private equity. JPMorgan upgraded the stock to Overweight from Neutral and raised its price target to $28 from $25, with analyst Pablo Singzon describing a take-private as a credible enough outcome that could crystallize value by allowing a new owner to capitalize on improving fundamentals while deploying more debt than public market ownership permits. Baldwin completed its merger with CAC Group in January 2026, adding capabilities in property and casualty, personal lines, employee benefits, and structured solutions, and the improving fundamentals may reflect early benefits of that combination not yet fully visible in reported earnings.
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Yahoo Finance·65dRead more ▾
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Ryan Specialty Tops Q1 Insurance Broker Earnings With 15.2% Revenue Growth

Ryan Specialty posted the strongest first-quarter results among five tracked insurance brokers, with revenue rising 15.2% year on year to $795.2 million and beating analyst estimates by 2.1%. Marsh reported revenue of $7.60 billion, up 7.6% and exceeding expectations by 2.9%, while Brown & Brown's revenue grew 35.4% to $1.90 billion but missed organic revenue estimates. Arthur J. Gallagher's revenue increased 27.7% to $4.75 billion, in line with forecasts, and Baldwin Insurance Group's revenue climbed 28.7% to $532.2 million, surpassing estimates by 3.2%. As a group, the five brokers' revenues beat consensus by 1.7%, though their average share price has fallen 3.8% since reporting.
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Yahoo Finance·65dRead more ▾
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