C&F Financial Corporation is a bank holding company for Citizens and Farmers Bank, providing banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers deposit accounts, various loans, ATMs, digital banking, payment capabilities, and wealth management, and holds equity interests in an insurance agency and a title and settlement agency. The Mortgage Banking segment originates residential mortgage loans for sale to investors and provides mortgage-related services to third parties, while the Consumer Finance segment offers automobile financing in both prime and non-prime markets. Founded in 1927, the company is based in Toano, Virginia.