CoastalSouth Bancshares, Inc. is the bank holding company for Coastal States Bank, providing banking products and services to retail and commercial customers. It accepts deposits such as checking, savings, money market, and certificates of deposit, as well as demand deposit accounts and interest-bearing products. The company offers commercial loans, including acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. It also provides retail loans such as residential mortgages, marine vessel loans, cash value life insurance lines of credit, and other consumer loans, along with loans held-for-sale. Additionally, it offers commercial treasury management services, senior housing lending, marine lending, government guaranteed lending, warehouse lending, debit cards, and telephone banking. The company provides online and mobile banking solutions, direct deposits, cashier's checks, wire transfer services, automated clearing house services, and cash management deposit products. Founded in 2003, it is headquartered in Atlanta, Georgia.